ROBERT ZIENCINA

ROBERT ZIENCINA

Senior Loan Officer

NMLS # 1297517

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ROBERT ZIENCINA

I was born and raised in Massachusetts before graduating from the University of South Carolina (Go Gamecocks)! I moved to the Tampa area a little over a 15 years ago and I can’t imagine living anywhere else. I love my job and helping other Floridians find the perfect home financing. Giving mortgage advice is what I love the most, so don’t hesitate to give me a call!
When you come to me for your mortgage, I begin by listening. That is how I’m able to structure your ideal home loan — by understanding your goals and priorities. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of mortgage programs, from conventional and jumbo to FHA and VA. Together, we’ll find the one that meets your individual needs. Sharing information is just as important as listening. Communication is key, and I am dedicated to keeping you informed about your loan’s progress while being available to answer your questions every step of the way — from application to closing and beyond.
In St. Pete or Tampa? Lets meetup! I always like to get out of the office to meet clients and talk face-to-face.

MARKET NEWS

Up-to-date coverage on current mortgage trends.
5 Benefits of a Cash-Out Refi

5 Benefits of a Cash-Out Refi

And before they change, many homeowners have been taking advantage of the benefits of cash-out refinancing. To give you the gist, cash-out refinancing is when you replace your current mortgage with a new one that has a larger outstanding principal balance, and you get the difference in a lump sum of cash.


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Freddie Mac BorrowSmart® Program: What to Know

Freddie Mac BorrowSmart® Program: What to Know

Looking to buy a new home but struggling with down payment or closing costs? You're not alone. Luckily, there's a solution: Freddie Mac BorrowSmart®.


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Affordable Housing Loans - What Are the Options?

Affordable Housing Loans - What Are the Options?

The mortgage process can seem both confusing and overwhelming. That’s understandable because buying a house may be one of the most important and biggest purchases that anyone will ever make.


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